509 Lucombe Circle

Mt Sterling, KY
$ 279,900 Beds 3 Baths 2 Sq 1,232 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked away in the back of a cul-de-sac, this new construction ranch home offers 3 bedrooms, 2 full baths, and 1,232 square feet of well-designed living space. The open floor plan connects the living, kitchen, and dining areas beneath vaulted ceilings with a wood beam accent, creating a bright and inviting main living space. The kitchen features white shaker-style cabinetry with crown molding, black hardware, slow-close features, granite countertops, Frigidaire stainless steel appliances, tile backsplash, and a center island with breakfast bar seating. Wood-look luxury vinyl plank flooring runs throughout the main living areas, with carpet in the bedrooms for added comfort. The primary suite includes a double vanity and tiled walk-in shower, while the second full bath offers coordinated finishes and a tub/shower combination. Exterior features include a covered front patio, attached two-car garage, and rear deck overlooking the backyard. The lot is bigger than it appears giving more yard on the right side on the home. French Drain installation ensure proper water flow away from the house. With brand-new finishes throughout and a practical single-level layout, this home is waiting for you!

Active

  • Price
  • $ 279,900
  • City
  • Mt Sterling
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 0
  • Area
  • 018 - Montgomery County
  • Lot Size
  • 0.26 Acres
  • Zip
  • 40353
  • Sqr Footage
  • 1,232
  • Year Built
  • 2025
  • Style
  • Ranch
  • MLS#
  • 26022844
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Central Air,Heat Pump
Utilities Cable Available,Electricity Connected,Phone Available,Sewer Connected,Water Connected,Underground Utilities
Possession Close Of Escrow
Roof Dimensional Style
Appliances Dishwasher,Microwave,Range,Refrigerator
Development Status Certificate of Occupancy Issued
Garage Spaces 2.0
Patio/Porch Features Deck,Porch,Front Porch,Rear Porch
Architectural Style Ranch
Construction Materials Vinyl Siding,Brick Veneer
Year Built 2025
View Neighborhood
Levels One
Property Subtype Single Family Residence
Parcel Number 030-20-01-023.00
County Montgomery
New Construction Yes
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Twin Oaks
Garage Y/N Yes
Total Rooms 9
Full Baths 2
Status Active
Directions Starting at Walmart Supercenter (499 Indian Mound Dr,Mt. Sterling,KY),head southeast on Indian Mound Drive. Continue straight for approximately 1.3 miles until you reach State Hwy 1991/Hinkston Pike.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N No
Elementary School Mt Sterling
Land Lease Y/N No
Home Warranty Y/N Yes
Middle/Junior High School McNabb
Property Condition New Construction
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Cable_sp_Available True
Utilities_co_Underground_sp_Utilities True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Flooring Carpet,Tile
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Screens
Fireplace Y/N No
Above Grade Finished Area 1232.0
Laundry Features Electric Dryer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Plans
Total Baths 2
Heating-Heat Pump True

Exterior Features

Fencing None
Parking Features Attached Garage,Driveway,Off Street
Water Source Public
Lot Size Area 0.26
Foundation Details Block
Building Area Total 1232.0
Lot Size Acres 0.26
Lot Size Source Public Records
Waterfront Y/N Yes
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Sterling Elementary School
Middle School McNabb Middle School
High School Montgomery Co High School

Price History

8/27/2026 Listed $279,900

Property vs Zip Code Average in 40353

Price
AVG $340K
$280K
Year Built
AVG 1996
2025
Visits
AVG 102
39
Data Provided by Inside Real Estate®

509 Lucombe Circle Mt Sterling, KY is a Single Family Home for sale at $279900 with 1232 sqft and a lot size of 0.26 Acres Acre(s). 509 Lucombe Circle Mt Sterling has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 40353 which is in Mt Sterling, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.